Business Risk Assessment | Ferguson Insurance Advisors

Section 1 of 5 — Contact Info

Tell Us About Your Business

We'll use this to personalize your risk report and follow up with your free consultation.

Business Name *

Your Name *

Email Address *

Phone Number

Business Type *

Years in Business

Annual Revenue (approx.)

Section 2 of 5 — Operations

How Your Business Runs

Day-to-day operations significantly shape your risk exposure.

How many employees do you have (including yourself)?

Do you use subcontractors or independent contractors?

Yes, regularly Occasionally No

Where does your work primarily take place? (Select all that apply)

At client locations At my business location Home-based Mobile / Vehicle-based

Do customers or clients visit your location?

Frequently Sometimes Never

Do you own or lease a commercial space?

Own the building Lease space Work from home No fixed location

Section 3 of 5 — Assets & Property

What You Have at Stake

Understanding your assets helps identify how much protection you truly need.

Estimated value of your business equipment, tools, and contents

Do you have vehicles used for business purposes?

Yes — a fleet (3+) 1–2 vehicles Personal car only No vehicles

⚠️ Using a personal vehicle for business without a commercial endorsement is one of the most common — and costly — coverage gaps we see.

Do you carry or store inventory or merchandise?

Yes, significant Small amount No

Do you collect or store sensitive customer data (credit cards, personal info, health records)?

Yes, extensively Yes, some No

Section 4 of 5 — Liability

Your Liability Exposure

This helps identify where lawsuits or claims are most likely to come from in your specific business.

Has your business ever had an insurance claim, lawsuit, or formal complaint?

Yes, multiple Yes, once No

Do you provide professional advice, designs, or services that clients rely on financially?

Yes, it's core to my work Sometimes Not really

Includes contractors who design as well as build, consultants, agents, accountants, and similar roles.

Do you serve food or alcohol directly to the public?

Food & alcohol Food only Neither

Do contracts with clients, vendors, or landlords require you to carry specific insurance limits?

Yes Not sure No

Section 5 of 5 — Current Coverage

What You Have Today

Help us understand your existing coverage so we can identify gaps and make sure nothing falls through the cracks.

Which of the following do you currently carry? (Select all that apply)

General Liability Commercial Property Workers' Compensation Commercial Auto Professional Liability / E&O Umbrella / Excess Cyber Liability Business Owner's Policy (BOP) None / Not sure

When did you last review your business insurance?

Anything specific you're worried about or want us to focus on?

Is Your Business
Properly Protected?

Tell Us About Your Business

How Your Business Runs

What You Have at Stake

Your Liability Exposure

What You Have Today

Schedule Your Free Consultation

Is Your BusinessProperly Protected?

Tell Us About Your Business

How Your Business Runs

What You Have at Stake

Your Liability Exposure

What You Have Today

Schedule Your Free Consultation

Is Your Business
Properly Protected?